Abroad travel medical insurance is designed to protect people’s financial-means in the event of an acute sickness or injury whilst traveling outside of their country of residence. The benefits it provides are limited and not to be compared with full medical insurance, however in the event of a medical emergency, where pain-relief is vital, people soon realise how indispensable such a plan is.
Unpredictable illnesses and accidents can happen anywhere and as the level of coverage provided by your domestic insurance provider may not suffice or not even cover the area of your travels, hence resulting medical bills can be overwhelming.
Did you know... ... that the German statutory scheme provides limited emergency cover within just the European Union, Croatia, Iceland, Liechtenstein, Macedonia,Norway, Serbia & Switzerland.
- Bone fracture
- Gastrointestinal diseases, caused by food poisoning
- Hand, foot and mouth disease (HFMD)
- Infectious diseases (corona virus, malaria, Zika virus, yellow fever, dengue fever)
- Sexually transmissible infections (STIs)
- Sunburn (3rd degree)
- Covered are acute illness and accidents leading to:
- Medical treatment
- Emergency dental treatment
- Search & Rescue
- Repatriation to the nearest hospital of the person’s residence, if medically necessary
- Burial/ cremation in the event of demise
- as a private person or on business,
- travellling worldwide and up to 100 days per trip (excl. country of residence)
- for outpatient, inpatient or day-patient treatments.
- No co-payments per claim
- Child-minding expenses, in the event of any kind of emergency
- Rooming-In expenses (to accompany under-age children)
- Transportation costs of the insured to the nearest hospital
- Transportation costs of a next of kin from and to the hospital (inpatient treatments must exceed 5 days!)
- Hospital "per diem" Allowance (cash payment for every overnight stay)